Medisave Deductible

At Alpha Dental Group, we believe that dental care should be both accessible and affordable. In Singapore, the Medisave scheme helps patients manage healthcare costs, including certain dental procedures. Understanding the Medisave deductible is an important step in planning your treatment and finances with confidence.

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What is Medisave?

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Medisave is a national medical savings scheme that allows Singaporeans and Permanent Residents to set aside part of their income in their CPF account to pay for approved medical and dental treatments. This includes selected surgical dental procedures performed at Alpha Dental Group.

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What is a Medisave Deductible?

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The deductible is the minimum out-of-pocket amount you must pay before your Medisave funds can be used to cover the remaining cost of an approved treatment. It ensures that patients share part of the treatment cost, while Medisave supports the larger expenses.

For example:

• If your procedure costs $1,000 and the Medisave deductible is $100, you will need to pay $100 directly.
• The remaining $900 may then be claimed from your Medisave account, subject to Medisave withdrawal limits.

Why Understanding the Deductible Matters

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Transparent Costs:

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Know exactly what portion you need to pay upfront.

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Financial Planning:

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Helps you budget for treatment without unexpected expenses.

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Maximised Benefits:

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Ensures you make the most of your Medisave savings.

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Dental Treatments Eligible for Medisave Claims

At Alpha Dental Group, Medisave can be used for approved surgical dental procedures such as:

• Wisdom tooth surgery
• Dental implant surgery
• Bone grafting and sinus lifts
• Biopsies or removal of cysts and growths
• Other complex oral surgical procedures

(Routine treatments such as fillings, scaling and polishing, or simple extractions are not Medisave-claimable.)

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Frequently Asked Questions

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Do I always need to pay the deductible in cash?

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Yes, the deductible must be paid directly by the patient. The remaining cost may then be covered by Medisave, up to the withdrawal limit.

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Is there a fixed deductible amount?

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The deductible may vary depending on the procedure and CPF Board guidelines. Our staff will inform you of the exact amount before your treatment.

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Can I use my family member’s Medisave account?

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Yes. You may use the Medisave savings of your spouse, parents, or children to pay for your procedure, subject to approval.

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What if the cost exceeds the Medisave limit?

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Any amount above the claimable Medisave withdrawal limit must be paid out-of-pocket.

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How do I know if my treatment is Medisave-claimable?

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Our team will guide you through the claim process, explain the deductible, and assist in submitting your Medisave claim.

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Making Dental Care Affordable

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At Alpha Dental Group, we are committed to helping you access the treatment you need with peace of mind. Our team will explain your Medisave deductible, guide you through the claim process, and ensure that your payment options are transparent and stress-free.

Contact us today to learn more about Medisave coverage for your treatment or to book an appointment with our team.